Banking & Credit
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Are Credit Card Annual Fees Worth the Cost?
The vast majority of credit cards charge no annual fee for using the card. Certain cards will charge an annual fee for additional perks and benefits - but are the fees worth it?
Free Travel Insurance with Your Credit Card
Travel insurance is one of the many underutilized perks available with many credit cards. Know the details and make sure you're covered when you go on vacation!
Top 5 Best Habits for Using Credit Cards
Credit cards can be a great way to build credit and earn rewards; however, they should be used responsibly. In this article we detail some Top 5 best habits for credit card use.
How Much Money to Keep In Your Checking Account
One of the many challenges in personal finance is managing your cash balances. It's important to find a balance between liquidity and maximizing your return on investment.
Online Bank vs. Brick-and-Mortar Bank: Which One Is Right for You?
One of the pivotal choices is deciding whether to use an online bank or a traditional brick-and-mortar banking institution. In this article, we examine each option's benefits and drawbacks.
Will LLC Debts Impact Your Personal Credit Score?
Many small business owners open credit cards and lines of credit for their legal entities. What is often the case, however, is the owner must provide a personal guarantee for the debts and have a credit check.
Is a Personal Loan the Right Decision for You?
Borrowing money through a personal loan can be a great way to consolidate debts or fund emergency expenses. It's important for individuals to consider the benefits and drawbacks of personal loans.
Are Credit Card Rewards Taxable Income?
Credit card rewards are generally exempt from federal income taxes; however, there are cases where they might be included in your income.
Use a Personal Loan to Consolidate Credit Card Debts
If you're struggling with multiple high-interest credit card balances, using a personal loan to consolidate those balances may be a useful financial tool.
What is a Prepayment Penalty for Personal Loans?
If you borrowed funds through a personal loan, you may find yourself in a position to pay the balance early before the term expires. Before making that early payment, you should consider whether the lender charges a prepayment penalty.
Do Bank Overdrafts Lower Your Credit Score?
Bank overdraft fees can be an unwelcome surprise for many account holders, especially if you're unaware of how they might affect your financial standing.
How Does a Personal Loan Impact Your Credit Score
A personal loan is a common way to consolidate debt and pay for unexpected expenses. It's important, however, to understand how personal loans impact your credit score.
Debit Card vs. Credit Card – What to Use?
Debit cards and credit cards play a vital role in our financial marketplace. Deciding which one to use can be challenging for many individuals and businesses.
Use a Balance Transfer to Save Interest
A balance transfer offer from a new credit card company can be a great way to save interest expense on balances with high interest rates. In this article we discuss the benefits of balance transfers between cards.
Foreign Bank Accounts for US Persons – What Do You Need to Know?
When a U.S. person opens a foreign bank account, the U.S. person may have some additional tax filing and reporting obligations. This article and video discuss those issues for U.S. persons.
