Banking & Credit
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Use a Personal Loan to Consolidate Credit Card Debts
If you're struggling with multiple high-interest credit card balances, using a personal loan to consolidate those balances may be a useful financial tool.
Will LLC Debts Impact Your Personal Credit Score?
Many small business owners open credit cards and lines of credit for their legal entities. What is often the case, however, is the owner must provide a personal guarantee for the debts and have a credit check.
Free Travel Insurance with Your Credit Card
Travel insurance is one of the many underutilized perks available with many credit cards. Know the details and make sure you're covered when you go on vacation!
Top 5 Best Habits for Using Credit Cards
Credit cards can be a great way to build credit and earn rewards; however, they should be used responsibly. In this article we detail some Top 5 best habits for credit card use.
Are Credit Card Annual Fees Worth the Cost?
The vast majority of credit cards charge no annual fee for using the card. Certain cards will charge an annual fee for additional perks and benefits - but are the fees worth it?
Do Bank Overdrafts Lower Your Credit Score?
Bank overdraft fees can be an unwelcome surprise for many account holders, especially if you're unaware of how they might affect your financial standing.
How Does a Personal Loan Impact Your Credit Score
A personal loan is a common way to consolidate debt and pay for unexpected expenses. It's important, however, to understand how personal loans impact your credit score.
Foreign Bank Accounts for US Persons – What Do You Need to Know?
When a U.S. person opens a foreign bank account, the U.S. person may have some additional tax filing and reporting obligations. This article and video discuss those issues for U.S. persons.
Online Bank vs. Brick-and-Mortar Bank: Which One Is Right for You?
One of the pivotal choices is deciding whether to use an online bank or a traditional brick-and-mortar banking institution. In this article, we examine each option's benefits and drawbacks.
Use a Balance Transfer to Save Interest
A balance transfer offer from a new credit card company can be a great way to save interest expense on balances with high interest rates. In this article we discuss the benefits of balance transfers between cards.
Debit Card vs. Credit Card – What to Use?
Debit cards and credit cards play a vital role in our financial marketplace. Deciding which one to use can be challenging for many individuals and businesses.
Secured vs. Unsecured Debt Obligations
Whether you're considering secured or unsecured debt, it's important to fully understand the loan terms, including interest rates, repayment timelines, and their impact on your credit score.
Parent’s Guide to Bank Accounts for Children
A minor child is generally unable to open a bank account without their parent or guardian. This guide summarizes the key things to remember when opening a joint or custodial bank account.
What is the Card Act of 2009?
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to address a growing number of predatory and unfair practices in the credit card industry.
Top 5 Things to Consider In a Checking Account
Looking to open a new checking account. Here is a list of the Top 5 most important things to consider before opening the account and making that initial deposit.
