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What is a Prepayment Penalty for Personal Loans?
If you borrowed funds through a personal loan, you may find yourself in a position to pay the balance early before the term expires. Before making that early payment, you should consider whether the lender charges a prepayment penalty.
Foreign Bank Accounts for US Persons – What Do You Need to Know?
When a U.S. person opens a foreign bank account, the U.S. person may have some additional tax filing and reporting obligations. This article and video discuss those issues for U.S. persons.
What is the Card Act of 2009?
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to address a growing number of predatory and unfair practices in the credit card industry.
How Much Money to Keep In Your Checking Account
One of the many challenges in personal finance is managing your cash balances. It's important to find a balance between liquidity and maximizing your return on investment.
Parent’s Guide to Bank Accounts for Children
A minor child is generally unable to open a bank account without their parent or guardian. This guide summarizes the key things to remember when opening a joint or custodial bank account.