Banking & Credit
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Are Credit Card Annual Fees Worth the Cost?
The vast majority of credit cards charge no annual fee for using the card. Certain cards will charge an annual fee for additional perks and benefits - but are the fees worth it?
Use a Personal Loan to Consolidate Credit Card Debts
If you're struggling with multiple high-interest credit card balances, using a personal loan to consolidate those balances may be a useful financial tool.
Parent’s Guide to Bank Accounts for Children
A minor child is generally unable to open a bank account without their parent or guardian. This guide summarizes the key things to remember when opening a joint or custodial bank account.
What is the Card Act of 2009?
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to address a growing number of predatory and unfair practices in the credit card industry.
Are Credit Card Rewards Taxable Income?
Credit card rewards are generally exempt from federal income taxes; however, there are cases where they might be included in your income.