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Top 5 Things to Consider In a Checking Account
Looking to open a new checking account. Here is a list of the Top 5 most important things to consider before opening the account and making that initial deposit.
Will LLC Debts Impact Your Personal Credit Score?
Many small business owners open credit cards and lines of credit for their legal entities. What is often the case, however, is the owner must provide a personal guarantee for the debts and have a credit check.
Parent’s Guide to Bank Accounts for Children
A minor child is generally unable to open a bank account without their parent or guardian. This guide summarizes the key things to remember when opening a joint or custodial bank account.
Online Bank vs. Brick-and-Mortar Bank: Which One Is Right for You?
One of the pivotal choices is deciding whether to use an online bank or a traditional brick-and-mortar banking institution. In this article, we examine each option's benefits and drawbacks.
Debit Card vs. Credit Card – What to Use?
Debit cards and credit cards play a vital role in our financial marketplace. Deciding which one to use can be challenging for many individuals and businesses.
Top 5 Best Habits for Using Credit Cards
Credit cards can be a great way to build credit and earn rewards; however, they should be used responsibly. In this article we detail some Top 5 best habits for credit card use.
Secured vs. Unsecured Debt Obligations
Whether you're considering secured or unsecured debt, it's important to fully understand the loan terms, including interest rates, repayment timelines, and their impact on your credit score.
Using Personal Loans to Fund Investment Opportunities
Many investors wonder whether it makes financial sense to fund an investment using a high-interest unsecured personal loan. Although it carries some risks, under some circumstances it may be worthwhile.
Foreign Bank Accounts for US Persons – What Do You Need to Know?
When a U.S. person opens a foreign bank account, the U.S. person may have some additional tax filing and reporting obligations. This article and video discuss those issues for U.S. persons.
Are Credit Card Rewards Taxable Income?
Credit card rewards are generally exempt from federal income taxes; however, there are cases where they might be included in your income.
Use a Balance Transfer to Save Interest
A balance transfer offer from a new credit card company can be a great way to save interest expense on balances with high interest rates. In this article we discuss the benefits of balance transfers between cards.
What is the Card Act of 2009?
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to address a growing number of predatory and unfair practices in the credit card industry.
How Much Money to Keep In Your Checking Account
One of the many challenges in personal finance is managing your cash balances. It's important to find a balance between liquidity and maximizing your return on investment.
Free Travel Insurance with Your Credit Card
Travel insurance is one of the many underutilized perks available with many credit cards. Know the details and make sure you're covered when you go on vacation!
Use a Personal Loan to Consolidate Credit Card Debts
If you're struggling with multiple high-interest credit card balances, using a personal loan to consolidate those balances may be a useful financial tool.