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Free Travel Insurance with Your Credit Card
Travel insurance is one of the many underutilized perks available with many credit cards. Know the details and make sure you're covered when you go on vacation!
How Does a Personal Loan Impact Your Credit Score
A personal loan is a common way to consolidate debt and pay for unexpected expenses. It's important, however, to understand how personal loans impact your credit score.
Parent’s Guide to Bank Accounts for Children
A minor child is generally unable to open a bank account without their parent or guardian. This guide summarizes the key things to remember when opening a joint or custodial bank account.
Top 5 Things to Consider In a Checking Account
Looking to open a new checking account. Here is a list of the Top 5 most important things to consider before opening the account and making that initial deposit.
Will LLC Debts Impact Your Personal Credit Score?
Many small business owners open credit cards and lines of credit for their legal entities. What is often the case, however, is the owner must provide a personal guarantee for the debts and have a credit check.
What is a Prepayment Penalty for Personal Loans?
If you borrowed funds through a personal loan, you may find yourself in a position to pay the balance early before the term expires. Before making that early payment, you should consider whether the lender charges a prepayment penalty.
Debit Card vs. Credit Card – What to Use?
Debit cards and credit cards play a vital role in our financial marketplace. Deciding which one to use can be challenging for many individuals and businesses.
Is a Personal Loan the Right Decision for You?
Borrowing money through a personal loan can be a great way to consolidate debts or fund emergency expenses. It's important for individuals to consider the benefits and drawbacks of personal loans.
Top 5 Best Habits for Using Credit Cards
Credit cards can be a great way to build credit and earn rewards; however, they should be used responsibly. In this article we detail some Top 5 best habits for credit card use.
Use a Balance Transfer to Save Interest
A balance transfer offer from a new credit card company can be a great way to save interest expense on balances with high interest rates. In this article we discuss the benefits of balance transfers between cards.
Secured vs. Unsecured Debt Obligations
Whether you're considering secured or unsecured debt, it's important to fully understand the loan terms, including interest rates, repayment timelines, and their impact on your credit score.
Using Personal Loans to Fund Investment Opportunities
Many investors wonder whether it makes financial sense to fund an investment using a high-interest unsecured personal loan. Although it carries some risks, under some circumstances it may be worthwhile.
Use a Personal Loan to Consolidate Credit Card Debts
If you're struggling with multiple high-interest credit card balances, using a personal loan to consolidate those balances may be a useful financial tool.
What is the Card Act of 2009?
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to address a growing number of predatory and unfair practices in the credit card industry.
Do Bank Overdrafts Lower Your Credit Score?
Bank overdraft fees can be an unwelcome surprise for many account holders, especially if you're unaware of how they might affect your financial standing.