Banking & Credit
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What is the Card Act of 2009?
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to address a growing number of predatory and unfair practices in the credit card industry.
Parent’s Guide to Bank Accounts for Children
A minor child is generally unable to open a bank account without their parent or guardian. This guide summarizes the key things to remember when opening a joint or custodial bank account.
Online Bank vs. Brick-and-Mortar Bank: Which One Is Right for You?
One of the pivotal choices is deciding whether to use an online bank or a traditional brick-and-mortar banking institution. In this article, we examine each option's benefits and drawbacks.
Use a Balance Transfer to Save Interest
A balance transfer offer from a new credit card company can be a great way to save interest expense on balances with high interest rates. In this article we discuss the benefits of balance transfers between cards.
How Does a Personal Loan Impact Your Credit Score
A personal loan is a common way to consolidate debt and pay for unexpected expenses. It's important, however, to understand how personal loans impact your credit score.
