Banking & Credit
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Are Credit Card Rewards Taxable Income?
Credit card rewards are generally exempt from federal income taxes; however, there are cases where they might be included in your income.
How Much Money to Keep In Your Checking Account
One of the many challenges in personal finance is managing your cash balances. It's important to find a balance between liquidity and maximizing your return on investment.
What is the Card Act of 2009?
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to address a growing number of predatory and unfair practices in the credit card industry.
Do Bank Overdrafts Lower Your Credit Score?
Bank overdraft fees can be an unwelcome surprise for many account holders, especially if you're unaware of how they might affect your financial standing.
Is a Personal Loan the Right Decision for You?
Borrowing money through a personal loan can be a great way to consolidate debts or fund emergency expenses. It's important for individuals to consider the benefits and drawbacks of personal loans.