Is a Personal Loan the Right Decision for You?
Borrowing money through a personal loan can be a great way to consolidate debts or fund emergency expenses. It's important for individuals to consider the benefits and drawbacks of personal loans.
Free Travel Insurance with Your Credit Card
Travel insurance is one of the many underutilized perks available with many credit cards. Know the details and make sure you're covered when you go on vacation!
Use a Balance Transfer to Save Interest
A balance transfer offer from a new credit card company can be a great way to save interest expense on balances with high interest rates. In this article we discuss the benefits of balance transfers between cards.
Debit Card vs. Credit Card – What to Use?
Debit cards and credit cards play a vital role in our financial marketplace. Deciding which one to use can be challenging for many individuals and businesses.
Use a Personal Loan to Consolidate Credit Card Debts
If you're struggling with multiple high-interest credit card balances, using a personal loan to consolidate those balances may be a useful financial tool.
Pay Down Debt or Build an Emergency Fund – What to Prioritize?
Being in debt is uncomfortable for anyone. There is an urge to pay down the debts as soon as possible; however, depending on your circumstances, there may be better courses of action.
What is Debt Consolidation and How Can It Help You?
Consolidating debts into one principal amount and monthly payment can be a beneficial strategy for managing multiple debts and reducing your total interest expense paid to creditors.
Secured vs. Unsecured Debt Obligations
Whether you're considering secured or unsecured debt, it's important to fully understand the loan terms, including interest rates, repayment timelines, and their impact on your credit score.
Are Credit Card Annual Fees Worth the Cost?
The vast majority of credit cards charge no annual fee for using the card. Certain cards will charge an annual fee for additional perks and benefits - but are the fees worth it?
Using Personal Loans to Fund Investment Opportunities
Many investors wonder whether it makes financial sense to fund an investment using a high-interest unsecured personal loan. Although it carries some risks, under some circumstances it may be worthwhile.